PayPal Merchant Services

Payflow Payment Gateway

2010-01-22T10:33:00.000-06:00

Take your business online with security and flexibility.

Connect your online store to any major payment processor, bank, and card association with our industry-leading payment gateways, Payflow Link and Payflow Pro.
Accept credit and debit cards with your current internet merchant account. And accept PayPal too (U.S. only).
Feel secure knowing that 128-bit SSL encryption lets customers confidently use their credit cards online.
Integrate easily. Payflow Gateway is pre-integrated into many shopping carts.

What is a payment gateway?

It’s a secure connection from your online store to your internet merchant account and your payment processing network.

How the Payflow Gateway works. See demo

Your Online Store

Payment Gateway

Internet Merchant Account

Your customer inputs credit card information on Your Online Store.
The Payment Gateway encrypts data and securely sends it to your Internet Merchant Account.
The transaction is reviewed for authorization.
The result is encrypted and sent back through the payment gateway.
You get the results and decide whether or not to fulfill the order.

Sign up for a PayPal Merchant Account today!

2009-12-23T07:49:00.020-06:00

Website Payments Standard: Overview

Turn your website into an online store today

Your site is up, but how are customers going to pay you? Website Payments Standard is our fastest way to set up online payment on your website and accept credit cards, debit cards, bank transfers, and PayPal.

Create a buy with PayPal button and add it to your website in no time. Add a donate button or construct an automated payment button in just minutes.

Empower your business by adding a gift certificate button to elevate your sales and services

Require a custom integration into your website? PayPal is here to help with developer tools and html integration guides.

Fast, easy, and full of benefits

You don't have to worry about PCI Compliance or storing customer data - payment takes place over PayPal's secure pages.

You can easily stay on top of every penny with simplified sales activity and accounting reports that you can export to QuickBooks or Microsoft Excel.

You get automatic fraud screening.

Your eligible transactions are covered by the PayPal Seller Protection program so you can sell online with confidence.

You get built-in shipping-and-tax calculation.

Pricing

No monthly, set-up, or cancellation fees.

You pay nothing until you get paid.

Low transaction fees explained below.

Monthly Income	Per Transaction	Transaction Price Example
$0.00 USD - $3,000.00 USD	2.9% + $0.30 USD	You’ll pay $3.20 USD on a $100.00 USD transaction.
$3,000.01 USD - $10,000.00 USD	2.5% + $0.30 USD Merchant Rate qualification required	You’ll pay $2.80 USD on a $100.00 USD transaction.
$10,000.01 USD - $100,000.00 USD	2.2% + $0.30 USD Merchant Rate qualification required	You’ll pay $2.50 USD on a $100.00 USD transaction.
> $100,000.00 USD	1.9% + $0.30 USD Merchant Rate qualification required	You’ll pay $2.20 USD on a $100.00 USD transaction.

Terms: to qualify, you must meet the Merchant Rate criteria. If you qualify, log in to your PayPal account and complete our one-time application form. Other standard fees apply

Sign up for a PayPal Merchant Account today!

Virtual Terminal - Swipe a Credit Card without the machine

2009-12-14T11:25:00.008-06:00

What is Virtual Terminal?

It's an online version of the credit card swipe machines used in stores. But it gives you added advantages:

Increase sales. Expand your business beyond the internet.
Save money. There's no need to invest in expensive equipment.

How it works.

Customer merchant payment

Customer orders by phone, fax, or post with debit or credit card.
You enter order into Virtual Terminal.
PayPal processes the transaction and you get paid.

Get details. Download the user guide (PDF)

Why use Virtual Terminal?

Expand your business: Capture sales beyond the internet.
Save money: There's no need to invest in expensive equipment. Pay the same, low per-transaction price for any major debit and credit card (Visa, MasterCard, Switch/Solo, Visa Delta, Visa Electron)
Ship faster: Virtual Terminal automatically creates a custom packing slip.
See results: Virtual Terminal is pre-integrated with PayPal reporting systems.

Enter order into Virtual Terminal.

Steps:

Enter order details.
Enter billing information.
Enter shipping address; shipping label will be created for you.
Preview transaction and submit.

Want to get paid by phone, fax, or mail?

Sign up for a PayPal Merchant Account today!

PayPal Express Checkout

2009-11-29T22:21:00.012-06:00

Increase sales with PayPal Express Checkout

With the Express Checkout button on your site, you can increase sales by 14% on average.* Expect to:

Improve conversion rate. Express Checkout conversion rates are 23% higher than standard checkout at some of today's largest online retailers.**

Get new customers. PayPal has over 150 million accounts worldwide.

Sign up for a PayPal Merchant Account today!

*Q1 2006 PayPal phone survey of small- and medium-sized businesses with at least $120,000 in annual sales online.
** comScore, PayPal Express Checkout Study, August 2007

Save up to 16% on Credit Card Processing

2009-11-29T22:14:00.002-06:00

PayPal has been proven to save up to 16% in Credit Card processing

In Q2 2008, PayPal conducted a side-by-side comparison of our processing fees vs. our competitors' processing fees among 100 randomly selected merchants. We compared:

* The exact same number and types of transactions
* The exact same total payment volume

The result? PayPal would have saved these merchants an average of 16% on their total processing costs.
How can PayPal charge less?

Because we’re one of the largest e-commerce payment solution providers, our scale and efficiency lets us pass savings on to you. This means low flat rates and no hidden fees to process Visa, MasterCard, American Express, and Discover. Plus with PayPal, what you see is what you get – one complete service that delivers:

No monthly minimums
No set-up fees
No extra fees for accepting rewards cards or business cards
No early termination or cancellation fees

How are total processing costs calculated?

A recent Inc. Magazine article describes in detail the common fees charged by payment processors. This article is a must-read for any online business.
Download the Article

Sign up for a PayPal Merchant Account today!

PayPal Merchant Services Videos

2009-10-29T14:47:00.014-05:00

Sign up for a PayPal Merchant Account today!

PayPal Invoicing

2009-10-24T13:32:00.012-05:00

The Invoicing Feature has saved me nearly a day or two in paperwork. God bless PayPal!
Send detailed business invoices in minutes with the new, free PayPal Invoicing tool.

Invoice efficiently

PayPal Invoicing lets you easily send professional business invoices via email. You can:

Send an invoice for goods or services
Provide detailed line items by specifying quantity, unit price, item description, shipping details, tax, and currency
Generate automatically calculated totals

Create invoices quickly

Simply fill out the invoice, review, and send
Save up to 10 invoices as templates for future use
Use PayPal's Invoicing Templates to prefill invoice fields

Get paid faster

The more quickly customers can review line items and totals on your invoice, the faster you'll be able to close the transaction - and receive your money.

Get started now

To send your customers professional invoices, just log in to your PayPal account, go to the Request Money tab, and click on the Create an Invoice subtab now.

Sign up for a PayPal Merchant Account today!

Merchant Services: Website Options

2009-10-24T13:23:00.005-05:00

Website Payments Standard

Easy set-up, no credit application required

Buyers enter credit card information on secure PayPal pages and immediately return to your site
Add payment buttons with simple HTML, or use a PayPal-ready shopping cart

Free Setup
No monthly fees
Transaction fees: 1.9% – 2.9% + $0.30 USD

Website Payments Pro

Advanced payment processing for established merchants

Buyers enter credit card information and payments are processed directly on your site
Use a PayPal-ready shopping cart or your web developer can customize integration using APIs
Includes Virtual Terminal – accept payments for orders taken via phone, fax, and mail
Free Setup
$30/month
Transaction fees: 2.2% – 2.9% + $0.30 USD

Sign up for a PayPal Merchant Account today!

PayPal for Your Business

2009-10-23T17:15:00.007-05:00

Everyone needs a PayPal
account these days. In fact, many retailers prefer PayPal services over tradition merchant services because of the safe, secure and easy to use interface. My personal life has been much easier knowing that PayPal is by my side as a merchant and a consumer. Their intuitive design allows for simple click'n'pay and click'n'invoice features all within a protected environment. With a Merchant Services account from PayPal your business will become more streamlined and less hectic because it is just so easy to use. I remember having to keep track of all my customer's signed receipts with their invoices and it became a total nightmare. With PayPal my invoicing has been cut down from an entire day to roughly 2 hours. This is mostly accredited to fact that for my line of work I need to take payments in the field and not in a store front. My friends over at PayPal have given me the option to pay by phone, fax, or mail, which not only keeps me sane but ensures my customers that I can be paid safely and securely. Also, email your customers invoices and they can pay with the click of a button. It is so simple and easy that I don't know why I had to live without it for so long. You should check out PayPal Merchant Services for yourself and see what I mean.

Sign up for a PayPal Merchant Account today!